/* ==========================================================
   KORIJENI — obrt za savjetovanje
   Boje preuzete s postojeće stranice, usklađene u jedan sustav
   ========================================================== */
:root{
  --forest:#1B4332;      /* tamnozelena (postojeća) */
  --forest-deep:#123124;
  --leaf:#2C9742;        /* glavna zelena (postojeća) */
  --leaf-dark:#227a35;
  --sprout:#4ADE80;      /* svijetla zelena (postojeća) */
  --earth:#964B00;       /* smeđa zemlja (postojeća) */
  --clay:#99392E;        /* crvenkasta glina (postojeća) */
  --gold:#AA8A09;        /* zlatna (postojeća) */
  --gold-light:#D9B53A;
  --paper:#F6F8F3;
  --paper-2:#EDF2EA;
  --white:#FFFFFF;
  --ink:#1D2A23;
  --muted:#5B6A61;
  --line:rgba(27,67,50,.12);

  --f-display:"Rufina", Georgia, serif;
  --f-body:"Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;

  --r-sm:10px; --r-md:18px; --r-lg:28px; --r-xl:44px;
  --shadow-soft:0 1px 2px rgba(18,49,36,.06), 0 12px 32px -12px rgba(18,49,36,.18);
  --shadow-lift:0 2px 4px rgba(18,49,36,.08), 0 28px 60px -20px rgba(18,49,36,.35);
  --ease:cubic-bezier(.22,.8,.24,1);
  --wrap:1200px;
  --header-h:84px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden;max-width:100%}
@supports (overflow:clip){html,body{overflow-x:clip}}
body{margin:0;max-width:100%;font-family:var(--f-body);font-size:17px;line-height:1.7;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4,h5{font-family:var(--f-display);font-weight:700;line-height:1.15;margin:0 0 .5em;color:var(--forest);letter-spacing:-.01em}
p{margin:0 0 1em}
ul{margin:0;padding:0;list-style:none}
:focus-visible{outline:3px solid var(--sprout);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:var(--white);padding:8px 14px;border-radius:8px;z-index:200}
.skip:focus{left:8px}
.wrap{width:min(var(--wrap),100% - 48px);margin-inline:auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
svg.i{width:1.25em;height:1.25em;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* ---------- Brand mark (mali "korijeni" iznad naslova) ---------- */
.mark{display:inline-flex;align-items:center;gap:.5em;font-family:var(--f-display)!important;font-style:italic;font-weight:400!important;font-size:1.08rem!important;line-height:1.4!important;color:var(--earth);margin:0 0 .9rem!important;letter-spacing:.01em!important}
.mark::before{content:"";width:28px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--gold),var(--earth))}
.on-dark .mark{color:var(--gold-light)}
.on-dark .mark::before{background:linear-gradient(90deg,var(--gold-light),var(--sprout))}
.kicker{font-family:var(--f-body)!important;font-weight:700!important;font-size:.8rem!important;line-height:1.5!important;letter-spacing:.14em!important;color:var(--leaf)!important;margin:0 0 .8rem!important}

/* ---------- Buttons ---------- */
.btn{--bg:var(--leaf);--fg:#fff;position:relative;display:inline-flex;align-items:center;gap:.6em;padding:.95em 1.6em;border-radius:999px;background:var(--bg);color:var(--fg);font-weight:700;font-size:.98rem;text-decoration:none;line-height:1.2;border:0;cursor:pointer;overflow:hidden;isolation:isolate;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s}
.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-120%);transition:transform .8s var(--ease);z-index:-1}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px -12px rgba(44,151,66,.7)}
.btn:hover::after{transform:translateX(120%)}
.btn .i{transition:transform .35s var(--ease)}
.btn:hover .i{transform:translateX(3px)}
.btn--ghost{--bg:transparent;--fg:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.55)}
.btn--ghost:hover{--bg:rgba(255,255,255,.1);box-shadow:inset 0 0 0 1.5px #fff}
.btn--light{--bg:#fff;--fg:var(--forest)}
.btn--light:hover{box-shadow:0 14px 30px -12px rgba(0,0,0,.5)}
.btn--gold{--bg:var(--gold-light);--fg:var(--forest-deep)}
.btn--gold:hover{box-shadow:0 14px 30px -12px rgba(217,181,58,.8)}
.link{display:inline-flex;align-items:center;gap:.45em;font-weight:700;color:var(--leaf);text-decoration:none;background:linear-gradient(currentColor,currentColor) 0 100%/0 2px no-repeat;transition:background-size .4s var(--ease)}
.link:hover{background-size:100% 2px}

/* ---------- Header ---------- */
.header{position:fixed;inset:0 0 auto;z-index:100;height:var(--header-h);display:flex;align-items:center;transition:background .4s,height .4s var(--ease),box-shadow .4s}
.header.scrolled{--header-h:68px;background:rgba(18,49,36,.86);backdrop-filter:blur(14px) saturate(1.3);-webkit-backdrop-filter:blur(14px) saturate(1.3);box-shadow:0 10px 30px -18px rgba(0,0,0,.6)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{height:calc(var(--header-h) - 26px);width:auto;transition:height .4s var(--ease);filter:drop-shadow(0 4px 10px rgba(0,0,0,.25))}
.brand span{font-family:var(--f-display);font-size:1.55rem;letter-spacing:.02em}
.nav{display:flex;align-items:center;gap:6px}
.nav > a,.nav .dd > button{position:relative;padding:10px 16px;color:rgba(255,255,255,.88);text-decoration:none;font-weight:600;font-size:.95rem;border-radius:999px;background:none;border:0;font-family:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:6px;transition:color .25s,background .25s}
.nav > a:hover,.nav .dd > button:hover,.nav > a[aria-current]{color:#fff;background:rgba(255,255,255,.1)}
.nav > a[aria-current]::after{content:"";position:absolute;left:50%;bottom:4px;width:5px;height:5px;border-radius:50%;background:var(--sprout);transform:translateX(-50%)}
.nav .cta{margin-left:10px;background:var(--leaf);color:#fff}
.nav .cta:hover{background:var(--sprout);color:var(--forest-deep)}
.dd{position:relative}
.dd > button .i{width:1em;height:1em;transition:transform .3s}
.dd-menu{position:absolute;top:calc(100% + 10px);left:50%;min-width:270px;transform:translate(-50%,8px);background:#fff;border-radius:var(--r-md);box-shadow:var(--shadow-lift);padding:8px;opacity:0;visibility:hidden;transition:opacity .25s,transform .35s var(--ease),visibility .25s}
.dd-menu::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd:hover > button .i,.dd.open > button .i{transform:rotate(180deg)}
.dd-menu a{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:12px;text-decoration:none;color:var(--forest);font-weight:600;font-size:.95rem;transition:background .2s,padding .3s var(--ease)}
.dd-menu a:hover{background:var(--paper-2);padding-left:18px}
.dd-menu a .i{color:var(--leaf)}
.burger{display:none;width:46px;height:46px;border-radius:50%;border:0;background:rgba(255,255,255,.12);cursor:pointer;position:relative}
.burger span{position:absolute;left:13px;right:13px;height:2px;background:#fff;border-radius:2px;transition:transform .35s var(--ease),opacity .2s}
.burger span:nth-child(1){top:16px}.burger span:nth-child(2){top:22px}.burger span:nth-child(3){top:28px}
.menu-open .burger span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu-open .burger span:nth-child(2){opacity:0}
.menu-open .burger span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ---------- Hero (početna) ---------- */
.hero{position:relative;min-height:100svh;display:flex;align-items:center;color:#fff;overflow:hidden;background:var(--forest-deep);padding:calc(var(--header-h) + 40px) 0 140px}
.hero-bg{position:absolute;inset:-4%;background-size:cover;background-position:center;animation:kenburns 28s ease-in-out infinite alternate;will-change:transform}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:
  radial-gradient(1200px 600px at 80% 40%,rgba(74,222,128,.18),transparent 60%),
  linear-gradient(100deg,rgba(18,49,36,.96) 0%,rgba(27,67,50,.88) 42%,rgba(44,151,66,.55) 100%)}
.hero::after{content:"";position:absolute;inset:auto 0 0;height:120px;z-index:1;background:linear-gradient(transparent,var(--paper))}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 16px 8px 10px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(6px);font-family:var(--f-body);font-size:.9rem;font-weight:600;color:#fff;margin:0 0 28px;letter-spacing:0}
.hero-eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--sprout);box-shadow:0 0 0 0 rgba(74,222,128,.7);animation:pulse 2.4s infinite}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.1vw,3.7rem);line-height:1.08;margin:0 0 24px}
.hero h1 .line{display:block;overflow:hidden;padding-bottom:.06em}
.hero h1 .line > span{display:block}
.hero-lead{font-size:clamp(1.05rem,1.4vw,1.22rem);color:rgba(255,255,255,.84);max-width:56ch;margin:0 0 18px}
.hero-sub{font-family:var(--f-display);font-weight:400;font-style:italic;font-size:clamp(1.1rem,1.6vw,1.35rem);color:var(--gold-light);margin:0 0 36px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px}

/* EU prsten zvijezda + logo */
.emblem{position:relative;aspect-ratio:1;width:min(100%,430px);justify-self:center}
.emblem .ring{position:absolute;inset:0;animation:spin 80s linear infinite}
.emblem .ring svg{width:100%;height:100%;overflow:visible}
.emblem .ring path{fill:var(--gold-light);transform-box:fill-box;transform-origin:center;animation:twinkle 3.2s ease-in-out infinite}
.emblem .glow{position:absolute;inset:18%;border-radius:50%;background:radial-gradient(circle,rgba(74,222,128,.35),transparent 70%);filter:blur(10px);animation:breathe 6s ease-in-out infinite}
.emblem img{position:absolute;inset:22%;width:56%;height:56%;object-fit:contain;filter:drop-shadow(0 18px 30px rgba(0,0,0,.45));animation:float 7s ease-in-out infinite}
.scroll-hint{position:absolute;left:50%;bottom:42px;z-index:3;transform:translateX(-50%);width:28px;height:46px;border-radius:20px;border:2px solid rgba(29,42,35,.35)}
.scroll-hint::after{content:"";position:absolute;left:50%;top:8px;width:4px;height:9px;margin-left:-2px;border-radius:4px;background:var(--leaf);animation:wheel 2s infinite}

/* ---------- Korijeni (generirani SVG) ---------- */
.roots{position:absolute;left:0;right:0;pointer-events:none;z-index:0}
.roots svg{width:100%;height:100%;display:block;overflow:visible}
.roots path{fill:none;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:1}
.roots.grow path{animation:draw var(--d,2.4s) var(--ease) forwards;animation-delay:var(--dl,0s)}
.roots--top{top:-2px;height:260px;opacity:.32;-webkit-mask-image:linear-gradient(#000 40%,transparent);mask-image:linear-gradient(#000 40%,transparent)}
.roots--top path{stroke:var(--leaf)}

/* ---------- Sekcije ---------- */
.section{position:relative;padding:clamp(80px,10vw,130px) 0}
.section--tint{background:var(--paper-2)}
.section--white{background:#fff}
.head{max-width:760px;margin:0 0 56px}
.head.center{text-align:center;margin-inline:auto}
.head.center .mark{justify-content:center}
.head h2{font-size:clamp(2rem,3.6vw,3rem)}
.head p{color:var(--muted);font-size:1.08rem}

/* O meni */
.about{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,6vw,90px);align-items:center;position:relative;z-index:1}
.portrait{position:relative}
.portrait .frame{position:relative;border-radius:240px 240px var(--r-lg) var(--r-lg);overflow:hidden;aspect-ratio:4/5;box-shadow:var(--shadow-lift)}
.portrait .frame img{width:100%;height:100%;object-fit:cover;transform:scale(1.08);transition:transform 1.6s var(--ease)}
.portrait.in .frame img{transform:scale(1)}
.portrait::before{content:"";position:absolute;inset:-18px 18px 18px -18px;border-radius:240px 240px var(--r-lg) var(--r-lg);border:2px solid var(--gold);opacity:.55}
.portrait .sig{position:absolute;right:-24px;bottom:36px;background:#fff;border-radius:var(--r-md);padding:18px 22px;box-shadow:var(--shadow-lift);min-width:210px}
.portrait .sig p{margin:0;line-height:1.35}
.portrait .sig p:first-child{font-family:var(--f-display);font-size:1.25rem;color:var(--forest);font-weight:700}
.portrait .sig p:last-child{color:var(--earth);font-style:italic;font-family:var(--f-display)}
.about-text h2.big{font-size:clamp(1.9rem,3.2vw,2.7rem)}
.about-text p{color:#3b4a42}
.highlights{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:34px}
.hl{background:#fff;border-radius:var(--r-md);padding:22px 20px;border:1px solid var(--line);transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .3s}
.hl:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft);border-color:transparent}
.hl .ic{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--leaf),var(--sprout));color:#fff;margin-bottom:14px}
.hl .ic .i{width:22px;height:22px}
.hl .num{font-family:var(--f-display);font-size:2.4rem;font-weight:700;color:var(--leaf);line-height:1;margin-bottom:8px}
.hl p{margin:0;font-size:.96rem;line-height:1.5;color:var(--ink);font-weight:600}

/* EU traka */
.band{position:relative;overflow:hidden;color:#fff;background:var(--forest)}
.band-bg{position:absolute;inset:0;background-size:cover;background-position:center;transform:scale(1.15);will-change:transform}
.band::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(18,49,36,.95),rgba(27,67,50,.78) 55%,rgba(44,151,66,.45))}
.band .wrap{position:relative;z-index:2}
.band h2,.band h3{color:#fff}
.eu-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eu-grid h3{font-size:clamp(2rem,3.8vw,3.2rem);max-width:16ch}
.glass{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-radius:var(--r-lg);padding:36px}
.glass h2{font-family:var(--f-body);font-size:1rem;letter-spacing:.12em;color:var(--gold-light);margin-bottom:14px}
.glass p{color:rgba(255,255,255,.86);font-size:1.08rem}
.glass .link{color:#fff}
.flag{display:flex;gap:10px;margin-bottom:20px}
.flag span{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.85rem;padding:6px 12px;border-radius:999px;background:rgba(255,255,255,.12)}

/* Proces (početna) */
.process-top{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;margin-bottom:70px}
.process-top .img{border-radius:var(--r-xl) var(--r-sm) var(--r-xl) var(--r-sm);overflow:hidden;aspect-ratio:5/4;box-shadow:var(--shadow-lift)}
.process-top .img img{width:100%;height:100%;object-fit:cover}
.steps{position:relative;display:grid;grid-template-columns:repeat(5,1fr);gap:20px;counter-reset:s}
.steps-line{position:absolute;left:10%;right:10%;top:34px;height:3px;border-radius:3px;background:var(--line);overflow:hidden}
.steps-line::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--earth),var(--gold),var(--leaf),var(--sprout));transform-origin:left;transform:scaleX(0);transition:transform 2.2s var(--ease)}
.steps.in .steps-line::after{transform:scaleX(1)}
.step{position:relative;text-align:center;padding:0 6px}
.step .dot{position:relative;width:70px;height:70px;margin:0 auto 20px;border-radius:50%;display:grid;place-items:center;background:#fff;border:2px solid var(--line);font-family:var(--f-display);font-size:1.5rem;font-weight:700;color:var(--forest);transition:background .5s,color .5s,border-color .5s,transform .5s var(--ease);z-index:1}
.steps.in .step .dot{background:var(--forest);color:#fff;border-color:var(--forest)}
.step:hover .dot{transform:scale(1.08) rotate(-6deg);background:var(--leaf)!important;border-color:var(--leaf)!important}
.step h4{font-size:1.25rem;margin-bottom:6px}
.step p{font-size:.95rem;color:var(--muted);line-height:1.55;margin:0}
.steps .step:nth-child(2) .dot{transition-delay:.2s}.steps .step:nth-child(3) .dot{transition-delay:.6s}.steps .step:nth-child(4) .dot{transition-delay:1s}.steps .step:nth-child(5) .dot{transition-delay:1.4s}.steps .step:nth-child(6) .dot{transition-delay:1.8s}
.contact-strip{margin-top:64px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;padding:28px 34px;border-radius:var(--r-lg);background:linear-gradient(120deg,var(--forest),var(--leaf-dark));color:#fff;position:relative;overflow:hidden}
.contact-strip::after{content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(74,222,128,.35),transparent 70%)}
.contact-strip h4{color:#fff;font-size:1.5rem;margin:0}
.contact-strip .c-items{display:flex;flex-wrap:wrap;gap:12px;position:relative;z-index:1}
.pill{display:inline-flex;align-items:center;gap:10px;padding:12px 18px;border-radius:999px;background:rgba(255,255,255,.12);color:#fff;text-decoration:none;font-weight:600;transition:background .3s,transform .3s var(--ease)}
.pill:hover{background:rgba(255,255,255,.22);transform:translateY(-2px)}

/* Programi - harmonika */
.programs{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.programs .head{position:sticky;top:110px;margin:0}
.acc{display:flex;flex-direction:column;gap:14px}
.acc-item{background:#fff;border-radius:var(--r-md);border:1px solid var(--line);transition:box-shadow .4s var(--ease),border-color .3s}
.acc-item.open{box-shadow:var(--shadow-soft);border-color:transparent}
.acc-btn{width:100%;display:flex;align-items:center;gap:16px;padding:22px 24px;background:none;border:0;cursor:pointer;text-align:left;font-family:var(--f-display);font-size:1.18rem;font-weight:700;color:var(--forest);line-height:1.3}
.acc-btn .n{flex:none;width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--paper-2);color:var(--leaf);font-size:.95rem;transition:background .3s,color .3s}
.acc-item.open .acc-btn .n{background:var(--leaf);color:#fff}
.acc-btn .plus{margin-left:auto;flex:none;width:32px;height:32px;border-radius:50%;position:relative;border:1.5px solid var(--line);transition:transform .45s var(--ease),background .3s,border-color .3s}
.acc-btn .plus::before,.acc-btn .plus::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;margin:-1px 0 0 -6px;background:var(--forest);border-radius:2px;transition:transform .45s var(--ease),background .3s}
.acc-btn .plus::after{transform:rotate(90deg)}
.acc-item.open .plus{transform:rotate(180deg);background:var(--forest);border-color:var(--forest)}
.acc-item.open .plus::before,.acc-item.open .plus::after{background:#fff}
.acc-item.open .plus::after{transform:rotate(0)}
.acc-panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows .5s var(--ease)}
.acc-item.open .acc-panel{grid-template-rows:1fr}
.acc-panel > div{overflow:hidden}
.acc-body{padding:0 24px 24px 78px;color:#3b4a42}
.acc-body p{margin:0 0 .6em}
.acc-body strong{color:var(--forest)}
.acc-body ul{display:grid;gap:8px;margin-top:4px}
.acc-body li{position:relative;padding-left:26px;line-height:1.55}
.acc-body li::before{content:"";position:absolute;left:0;top:.5em;width:12px;height:12px;border-radius:50% 0 50% 50%;background:linear-gradient(135deg,var(--leaf),var(--sprout));transform:rotate(-45deg)}
.meta{display:grid;gap:10px;margin-bottom:12px}
.meta p{display:flex;gap:10px;align-items:flex-start;margin:0;padding:10px 14px;border-radius:12px;background:var(--paper)}
.meta .i{color:var(--earth);margin-top:4px}

/* HAMAG / CTA trake */
.loan{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
.loan h2{font-size:clamp(2rem,3.6vw,3rem)}
.loan p{color:rgba(255,255,255,.86);font-size:1.12rem;max-width:58ch}
.loan-badge{justify-self:end;position:relative;width:240px;height:240px;display:grid;place-items:center}
.loan-badge svg{position:absolute;inset:0;width:100%;height:100%;animation:spin 30s linear infinite}
.loan-badge text{font-family:var(--f-body);font-weight:700;font-size:13.5px;letter-spacing:3.2px;fill:var(--gold-light)}
.loan-badge .core{width:130px;height:130px;border-radius:50%;display:grid;place-items:center;background:var(--gold-light);color:var(--forest-deep);font-family:var(--f-display);font-weight:700;font-size:2.4rem;box-shadow:0 0 0 12px rgba(217,181,58,.18)}

/* Kome su namijenjeni */
.aud-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:48px}
.aud-head .head{margin:0}
.cards{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:300px;gap:18px}
.card{position:relative;border-radius:var(--r-lg);overflow:hidden;color:#fff;text-decoration:none;isolation:isolate;grid-column:span 2;display:flex;align-items:flex-end;box-shadow:var(--shadow-soft)}
.card .bg{position:absolute;inset:0;background-size:cover;background-position:center;z-index:-2;transition:transform 1.1s var(--ease)}
.card::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(18,49,36,0) 25%,rgba(18,49,36,.55) 55%,rgba(18,49,36,.95));transition:background .5s}
.card:hover .bg{transform:scale(1.08)}
.card:hover::before{background:linear-gradient(180deg,rgba(27,67,50,.25) 0%,rgba(27,67,50,.75) 45%,rgba(18,49,36,.97))}
.card .in{padding:26px}
.card .tag{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:14px;background:rgba(255,255,255,.16);backdrop-filter:blur(8px);margin-bottom:14px;transition:background .4s,transform .5s var(--ease)}
.card:hover .tag{background:var(--sprout);color:var(--forest-deep);transform:rotate(-8deg)}
.card h3{color:#fff;font-size:1.4rem;margin:0 0 6px}
.card p{margin:0;color:rgba(255,255,255,.85);font-size:.98rem;line-height:1.5;max-height:0;opacity:0;transform:translateY(8px);transition:max-height .6s var(--ease),opacity .4s,transform .5s var(--ease)}
.card:hover p,.card:focus-visible p{max-height:120px;opacity:1;transform:none}

/* FAQ */
.faq{display:grid;grid-template-columns:.75fr 1.25fr;gap:56px;align-items:start}
.faq .head{position:sticky;top:110px;margin:0}
.faq .acc-body{padding-left:24px}
.faq .acc-btn{font-size:1.08rem}

/* CTA */
.cta-band{text-align:center}
.cta-band .wrap{max-width:860px}
.cta-band h2{font-size:clamp(2rem,4vw,3.3rem);margin-bottom:34px}
.cta-band .mark{display:flex;justify-content:center}

/* ---------- Footer ---------- */
.footer{background:var(--forest-deep);color:rgba(255,255,255,.75);position:relative;overflow:hidden;padding-top:90px}
.footer .roots{top:0;height:200px;opacity:.22}
.footer .roots path{stroke:var(--sprout)}
.f-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.4fr .8fr 1fr;gap:56px;padding-bottom:56px}
.footer h4{color:#fff;font-size:1.25rem;margin-bottom:18px}
.f-brand .wm{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.f-brand .wm img{height:64px;width:auto}
.f-brand .wm h4{font-size:2rem;margin:0}
.f-brand p{max-width:46ch}
.f-brand .spec{font-family:var(--f-display);font-style:italic;color:var(--gold-light);font-size:1.08rem}
.f-links li{margin-bottom:8px}
.f-links a{text-decoration:none;color:rgba(255,255,255,.75);display:inline-flex;align-items:center;gap:8px;transition:color .25s,transform .3s var(--ease)}
.f-links a::before{content:"";width:0;height:2px;background:var(--sprout);transition:width .3s var(--ease)}
.f-links a:hover{color:#fff}
.f-links a:hover::before{width:14px}
.f-info{display:grid;gap:18px}
.f-info .row{display:flex;gap:14px;align-items:flex-start}
.f-info .ic{flex:none;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.07);color:var(--sprout)}
.f-info h5{color:#fff;font-family:var(--f-body);font-size:.95rem;margin:0 0 2px}
.f-info p,.f-info a{margin:0;color:rgba(255,255,255,.75);text-decoration:none}
.f-info a:hover{color:#fff}
.social{display:flex;gap:10px;margin-top:22px}
.social a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.07);color:#fff;transition:background .3s,transform .4s var(--ease)}
.social a:hover{background:var(--leaf);transform:translateY(-3px)}
.f-bottom{position:relative;z-index:1;border-top:1px solid rgba(255,255,255,.1);padding:22px 0;font-size:.9rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.to-top{position:fixed;right:22px;bottom:22px;z-index:90;width:52px;height:52px;border-radius:50%;border:0;background:var(--leaf);color:#fff;cursor:pointer;display:grid;place-items:center;box-shadow:0 12px 26px -10px rgba(44,151,66,.8);opacity:0;transform:translateY(16px) scale(.9);transition:opacity .35s,transform .45s var(--ease),background .3s}
.to-top.show{opacity:1;transform:none}
.to-top:hover{background:var(--forest)}
.to-top svg.ring{position:absolute;inset:-4px;width:60px;height:60px;transform:rotate(-90deg)}
.to-top svg.ring circle{fill:none;stroke:var(--gold-light);stroke-width:2.5;stroke-dasharray:176;stroke-dashoffset:var(--p,176)}
.progress{position:fixed;top:0;left:0;height:3px;z-index:101;background:linear-gradient(90deg,var(--gold-light),var(--sprout));width:100%;transform-origin:left;transform:scaleX(0)}

/* ---------- Podstranice ---------- */
.page-hero{position:relative;color:#fff;overflow:hidden;background:var(--forest-deep);padding:calc(var(--header-h) + 90px) 0 150px;text-align:center}
.page-hero .hero-bg{animation-duration:34s}
.page-hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(18,49,36,.9),rgba(27,67,50,.82) 60%,rgba(44,151,66,.65))}
.page-hero::after{content:"";position:absolute;inset:auto 0 -1px;height:110px;z-index:1;background:var(--paper);clip-path:ellipse(75% 100% at 50% 100%)}
.page-hero .wrap{position:relative;z-index:2;max-width:980px}
.page-hero .hero-eyebrow{margin-bottom:22px}
.page-hero h1,.page-hero .title{color:#fff;font-size:clamp(2.1rem,4.6vw,3.8rem);margin:0 auto;max-width:22ch}
.crumbs{display:flex;justify-content:center;gap:10px;margin-top:22px;font-size:.92rem;color:rgba(255,255,255,.7)}
.crumbs a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.35)}
.intro{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,80px);align-items:center}
.intro .img{position:relative}
.intro .img .frame{border-radius:var(--r-xl) var(--r-sm) var(--r-xl) var(--r-sm);overflow:hidden;aspect-ratio:1/1;box-shadow:var(--shadow-lift)}
.intro .img .frame img{width:100%;height:100%;object-fit:cover;transform:scale(1.1);transition:transform 1.6s var(--ease)}
.intro .img.in .frame img{transform:scale(1)}
.intro .img::after{content:"";position:absolute;width:140px;height:140px;right:-26px;bottom:-26px;z-index:-1;border-radius:30px;background:radial-gradient(circle,var(--gold) 2px,transparent 2.5px) 0 0/16px 16px;opacity:.5}
.intro h3{font-size:clamp(1.8rem,3vw,2.5rem)}
.intro p{color:#3b4a42;font-size:1.08rem}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:80px}
.feat{position:relative;background:#fff;border-radius:var(--r-lg);padding:34px 30px;border:1px solid var(--line);overflow:hidden;transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.feat::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:linear-gradient(90deg,var(--earth),var(--gold),var(--leaf));transform:scaleX(0);transform-origin:left;transition:transform .6s var(--ease)}
.feat:hover{transform:translateY(-6px);box-shadow:var(--shadow-lift)}
.feat:hover::after{transform:scaleX(1)}
.feat .ic{width:58px;height:58px;border-radius:18px;display:grid;place-items:center;background:var(--paper-2);color:var(--leaf);margin-bottom:22px;transition:background .4s,color .4s,transform .5s var(--ease)}
.feat:hover .ic{background:var(--leaf);color:#fff;transform:rotate(-8deg) scale(1.05)}
.feat .ic .i{width:26px;height:26px}
.feat h4{font-size:1.35rem}
.feat p{color:var(--muted);margin:0}
.note{margin-top:28px;display:flex;gap:26px;align-items:center;padding:34px 38px;border-radius:var(--r-lg);background:linear-gradient(120deg,var(--forest),var(--leaf-dark));color:#fff;position:relative;overflow:hidden}
.note::before{content:"";position:absolute;right:-80px;bottom:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(74,222,128,.3),transparent 70%)}
.note .ic{flex:none;width:64px;height:64px;border-radius:20px;display:grid;place-items:center;background:var(--gold-light);color:var(--forest-deep)}
.note .ic .i{width:28px;height:28px}
.note h4{color:#fff;font-size:1.4rem;margin-bottom:4px}
.note p{margin:0;color:rgba(255,255,255,.88);font-size:1.08rem;position:relative}
.quote{margin-top:28px;position:relative;padding:44px 40px 40px 110px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line)}
.quote .i{position:absolute;left:36px;top:38px;width:48px;height:48px;color:var(--gold)}
.quote p{margin:0;font-family:var(--f-display);font-size:clamp(1.4rem,2.4vw,2rem);font-style:italic;color:var(--forest);line-height:1.3}

/* Detaljni proces (podstranica) */
.timeline{position:relative;max-width:900px;margin:90px auto 0}
.tl-line{position:absolute;left:39px;top:10px;bottom:10px;width:3px;border-radius:3px;background:var(--line)}
.tl-line span{position:absolute;inset:0 0 auto;height:0;border-radius:3px;background:linear-gradient(180deg,var(--earth),var(--gold),var(--leaf),var(--sprout))}
.tl-item{position:relative;display:grid;grid-template-columns:80px 1fr;gap:30px;padding-bottom:46px}
.tl-item:last-child{padding-bottom:0}
.tl-num{position:relative;z-index:1;width:80px;height:80px;border-radius:50%;display:grid;place-items:center;background:#fff;border:2px solid var(--line);font-family:var(--f-display);font-size:1.6rem;font-weight:700;color:var(--forest);margin:0;transition:background .5s,color .5s,border-color .5s,transform .5s var(--ease)}
.tl-item.lit .tl-num{background:var(--forest);color:#fff;border-color:var(--forest);transform:scale(1.04)}
.tl-card{background:#fff;border-radius:var(--r-lg);padding:30px 32px;border:1px solid var(--line);transition:box-shadow .5s var(--ease),transform .5s var(--ease)}
.tl-item.lit .tl-card{box-shadow:var(--shadow-soft)}
.tl-card h4{font-size:1.45rem}
.tl-card p{margin:0;color:#3b4a42}

/* ---------- Reveal animacije ---------- */
.rv{opacity:0;transform:translateY(34px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--rd,0s)}
.rv.l{transform:translateX(-40px)}
.rv.r{transform:translateX(40px)}
.rv.s{transform:scale(.94)}
.rv.in{opacity:1;transform:none}
.load .hero h1 .line > span{transform:translateY(105%);transition:transform 1.1s var(--ease)}
.load .hero-eyebrow,.load .hero-lead,.load .hero-sub,.load .hero-actions,.load .emblem,.load .page-hero .hero-eyebrow,.load .page-hero .title,.load .page-hero h1,.load .crumbs{opacity:0;transform:translateY(24px)}
.hero-eyebrow,.hero-lead,.hero-sub,.hero-actions,.emblem,.page-hero .title,.page-hero h1,.crumbs{transition:opacity 1s var(--ease),transform 1s var(--ease)}
.load .emblem{transform:scale(.85) rotate(-10deg)}
.ready .hero h1 .line > span{transform:none}
.ready .hero h1 .line:nth-child(2) > span{transition-delay:.12s}
.ready .hero h1 .line:nth-child(3) > span{transition-delay:.24s}
.ready .hero h1 .line:nth-child(4) > span{transition-delay:.36s}
.ready .hero-lead{transition-delay:.45s}
.ready .hero-sub{transition-delay:.6s}
.ready .hero-actions{transition-delay:.75s}
.ready .emblem{transition-delay:.3s;transition-duration:1.6s}
.ready .page-hero .title,.ready .page-hero h1{transition-delay:.15s}
.ready .crumbs{transition-delay:.35s}

@keyframes draw{to{stroke-dashoffset:0}}
@keyframes kenburns{from{transform:scale(1) translate(0,0)}to{transform:scale(1.12) translate(-1.5%,1%)}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes twinkle{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.45;transform:scale(.78)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@keyframes breathe{0%,100%{opacity:.7;transform:scale(1)}50%{opacity:1;transform:scale(1.12)}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(74,222,128,.7)}70%{box-shadow:0 0 0 12px rgba(74,222,128,0)}100%{box-shadow:0 0 0 0 rgba(74,222,128,0)}}
@keyframes wheel{0%{opacity:0;transform:translateY(0)}30%{opacity:1}100%{opacity:0;transform:translateY(14px)}}

/* ---------- Responzivno ---------- */
@media (max-width:1080px){
  .hero .wrap{grid-template-columns:1fr}
  .emblem{width:300px;justify-self:start;order:-1;display:none}
  .programs,.faq{grid-template-columns:1fr;gap:36px}
  .programs .head,.faq .head{position:static}
  .loan{grid-template-columns:1fr}
  .loan-badge{justify-self:start}
  .cards{grid-template-columns:repeat(2,1fr)}
  .cards .card{grid-column:span 1}
}
@media (max-width:960px){
  .nav{position:fixed;inset:0 0 0 auto;width:min(360px,88vw);flex-direction:column;align-items:stretch;gap:4px;padding:100px 24px 30px;background:var(--forest-deep);transform:translateX(100%);transition:transform .5s var(--ease);box-shadow:-20px 0 60px rgba(0,0,0,.4);overflow-y:auto}
  .nav{visibility:hidden;transition:transform .5s var(--ease),visibility 0s linear .5s}
  .menu-open .nav{transform:none;visibility:visible;transition:transform .5s var(--ease),visibility 0s}
  .nav > a,.nav .dd > button{padding:14px 16px;font-size:1.05rem;width:100%;justify-content:space-between}
  .nav > a[aria-current]::after{left:auto;right:16px;top:50%;bottom:auto;transform:translateY(-50%)}
  .nav .cta{margin:14px 0 0;justify-content:center}
  .dd-menu{position:static;transform:none!important;min-width:0;box-shadow:none;background:rgba(255,255,255,.06);display:none;opacity:1;visibility:visible;margin:4px 0 8px}
  .dd.open .dd-menu{display:block}
  .dd:hover .dd-menu{display:none}.dd.open:hover .dd-menu{display:block}
  .dd-menu a{color:#fff}
  .dd-menu a:hover{background:rgba(255,255,255,.08)}
  .dd-menu a .i{color:var(--sprout)}
  .burger{display:block;z-index:2}
  .menu-scrim{position:fixed;inset:0;background:rgba(0,0,0,.45);opacity:0;visibility:hidden;transition:.4s;z-index:-1}
  .menu-open .menu-scrim{opacity:1;visibility:visible}
  .about,.eu-grid,.process-top,.intro{grid-template-columns:1fr}
  .portrait{max-width:440px}
  .portrait .sig{right:12px}
  .portrait::before{inset:-12px 12px 12px -8px}
  .intro .img::after{display:none}
  .rv.l,.rv.r{transform:translateY(34px)}
  .hero-bg,.band-bg{inset:0}
  .roots svg{overflow:hidden}
  .steps{grid-template-columns:1fr;gap:0}
  .steps-line{left:34px;right:auto;top:10px;bottom:10px;width:3px;height:auto}
  .steps-line::after{transform:scaleY(0);transform-origin:top}
  .steps.in .steps-line::after{transform:scaleY(1)}
  .step{display:grid;grid-template-columns:70px 1fr;gap:20px;text-align:left;padding:0 0 28px}
  .step .dot{margin:0}
  .features{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr 1fr}
  .f-brand{grid-column:1/-1}
}
@media (max-width:640px){
  body{font-size:16px}
  .wrap{width:calc(100% - 36px)}
  .hero{padding-bottom:120px}
  .highlights{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr;grid-auto-rows:260px}
  .card p{max-height:120px;opacity:1;transform:none}
  .acc-body{padding:0 20px 22px}
  .acc-btn{padding:18px 18px;font-size:1.05rem}
  .contact-strip,.note{flex-direction:column;align-items:flex-start;padding:26px}
  .quote{padding:90px 26px 30px}
  .quote .i{left:26px;top:28px}
  .tl-line{left:27px}
  .tl-item{grid-template-columns:56px 1fr;gap:16px}
  .tl-num{width:56px;height:56px;font-size:1.2rem}
  .tl-card{padding:22px}
  .f-grid{grid-template-columns:1fr}
  .scroll-hint{display:none}
  .hero h1 .line,.hero h1 .line > span{display:inline}
  .roots--top{height:200px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;transition-delay:0s!important;scroll-behavior:auto!important}
  .roots path{stroke-dashoffset:0}
  .rv{opacity:1;transform:none}
}
